Modernize your benefits with Liferaft
You can save on costs and increase plan flexibility, without sacrificing quality.
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WEBINAR OVERVIEW

What this webinar will cover
1
What is an ICHRA and how to use it
The Individual Coverage Health Reimbursement Arrangement (ICHRA) is a plan that allows an employer to reimburse employees for purchasing their health insurance from the individual state or federal exchange. Employers set a monthly reimbursement limit, and employees find individual health plans off the exchange and receive reimbursements. Depending on your business's needs, the ICHRA can be used to cover other medical expenses.
2
Why ICHRAs work great for companies that have remote employees
The ICHRA allows employees to choose a plan from the individual exchange that best fits their needs instead of offering a traditional group one-size-fits-all plan. This gives employees more flexibility and options when it comes to choosing their health insurance.
3
Customizing your company’s ICHRA plan
As the employer, you decide how much and how frequently you reimburse your employees. You also determine what is deemed eligible or not for reimbursements. Liferaft will help you identify company objectives, set the budget, and determine which employees receive benefits.
4
ICHRA versus traditional group health coverage
With an ICHRA, employees have many more options for health insurance through the individual market, meaning employers don’t have to offer a costly group plan then. In 39 out of 50 states, the rates on the individual market are cheaper than group plans.
About
At Liferaft, we understand that surprise medical events are a part of life and costly, but we believe that these events shouldn’t lead to financial hardship. 

With a Liferaft Health Reimbursement Arrangement, we focus on helping businesses provide comprehensive and flexible health coverage for their employees at a cost-effective price point. Our platform also offers a suite of supplemental products, making these unpredictable events more affordable for everyone.
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WANT A HEAD START?

Download Liferaft's 2023 Whitepaper on HRAs

Liferaft's 2023 Whitepaper on HRAs is the most comprehensive guide available, giving you what you need to determine if an HRA makes sense for your business.
You will automatically be redirected to your whitepaper download after submission.
What you get in your guide:
What is an HRA?  |  HRA Requirements & Features  |  Eligible HRA Expenses  |  When an HRA Makes Sense  |  Different HRA Types  |  States Where HRA Works Best

HOW IT WORKS

Empower your employees
1
Employees select their healthcare plan
Your employees choose the healthcare and benefits package that works the best for their situation and region, benefiting from lower rates on your state's individual exchange.
2
Reimburse their costs tax-free
Your employees submit a request for their tax-free reimbursement in Liferaft's easy-to-use 100% digital portal. You decide what level you would like to reimburse.
3
Gain flexibility, without losing quality
Liferaft’s technology makes it easy to give your employees a choice in their healthcare, saving you time and money, while providing the same level of benefits.  
    Get the guide to your Individual Coverage HRA (ICHRA)
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